FULL-FEATURE RELATIONSHIP CHECKING

• Ability to earn Citi ThankYou Rewards Points

• $25 Monthly Service Fee

• No Citi fee for using non-Citi ATMs when monthly balance requirements are met

• Option to earn interest on your checking account balance

• Potential to earn higher interest rates on savings and money market accounts

TO WAIVE THE $25 MONTHLY SERVICE FEE

Maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.

BASIC BANKING PACKAGE

SIMPLE CHECKING

WITH THE BASIC BANKING ACCOUNT YOU GET

• Unlimited check writing

• $12 Monthly Service Fee

• Special perks for those 62 and older

TO WAIVE THE $12 MONTHLY SERVICE FEE

Make one qualifying direct deposit AND one qualifying bill payment per statement period ORmaintain a $1,500+ combined average monthly balance in eligible linked accounts.12,13 Fee also waived for first listed account owners 62 or older. For a Citi Savings account not linked to a Regular Checking Account: Maintain an average monthly balance of $500 or more.

ACCESS ACCOUNT PACKAGE

AFFORDABLE ACCESS BANKING

WITH THE ACCESS ACCOUNT YOU GET

• Access to a full range of Citi digital products and services

• $10 Monthly Service Fee

• No overdraft fees

• No paper checks

TO WAIVE THE $10 MONTHLY SERVICE FEE

Make one qualifying direct deposit OR one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts. For a Citi Savings account not linked to a checkless Regular Checking Account: Maintain an average monthly balance of $500 or more.