Premium Savings Account
- An average monthly balance of $1,000 is required to avoid a fee. Please see the monthly fees section below to learn how to waive this fee.
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$10 if your minimum account balance is not met
You can avoid the monthly fee by meeting any of the following minimums:
- Maintaining an average monthly balance of $1,000 in your Premium Savings Account
- Maintaining a minimum average monthly balance of $5,000 in total E*TRADE Bank deposits by end of their second statement cycle
- Maintaining a combined balance of $50,000 or more in linked E*TRADE Securities, E*TRADE Bank, and employee stock plan accounts (including vested in-the-money options, stock plan shares, ESPP shares, and released restricted stock)
- Executing at least 30 stock or option trades during a calendar quarter in linked E*TRADE Securities accounts
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Minimum opening deposit $100
Max-Rate Checking
- An average monthly balance of $5,000 is required to avoid a fee. Please see the monthly fees section below to learn how to waive this fee.
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$15 if your minimum account balance is not met
You can avoid the monthly fee by meeting any of the following minimums:
- Maintaining an average balance of $5,000 in your Max-Rate Checking Account
- Setting up and maintaining a direct deposit of $200 or more per month (a combination of direct deposits totaling $200 does not satisfy this requirement)
- Maintaining a combined balance of $50,000 or more in linked E*TRADE Securities, E*TRADE Bank, and employee stock plan accounts (including vested in-the-money options, stock option plan shares, ESPP shares, and released restricted stock)
- Executing at least 30 stock or options trades during a calendar quarter in a linked E*TRADE Securities account
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Minimum opening deposit $100
E*TRADE Checking
- No account minimums are required to maintain this account
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No monthly account fees
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0%—E*TRADE Checking is a non-interest-bearing account