Basic Checking (Easy Checking)
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Monthly Fee $6.95
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Debit Card and Checks Provided
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Opening Deposit $25.00
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Overdraft Charge $36/per overdraft of $5.01 or more
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Overdraft Charge $0 if charge less than $5.01
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Debit Card Cash Advance $2
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Stop Payment $35
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If negative balance remains for 7 consecutive days $36 fee will be charged
US Bank offers a typical checking account that has basic features, but a higher Direct Deposit requirement of $1000 to avoid the monthly maintenance fee. The other way to avoid the fee is to have a minimum balance of $1500 or more.