Full-Feature Relationship Checking
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Ability to earn Citi ThankYou Rewards Points
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$25 Monthly Service Fee
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No Citi fee for using non-Citi ATMs when monthly balance requirements are met
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Option to earn interest on your checking account balance
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Potential to earn higher interest rates on savings and money market accounts
To Waive the $25 Monthly Service Fee
Maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
Basic Banking Package
Simple Checking
With The Basic Banking Account You Get
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Unlimited check writing
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$12 Monthly Service Fee
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Special perks for those 62 and older
To Waive the $12 Monthly Service Fee
Make one qualifying direct deposit AND one qualifying bill payment per statement period ORmaintain a $1,500+ combined average monthly balance in eligible linked accounts.12,13 Fee also waived for first listed account owners 62 or older. For a Citi Savings account not linked to a Regular Checking Account: Maintain an average monthly balance of $500 or more.
Access Account Package
Affordable Access Banking
With The Access Account You Get
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Access to a full range of Citi digital products and services
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$10 Monthly Service Fee
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No overdraft fees
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No paper checks
To Waive the $10 Monthly Service Fee
Make one qualifying direct deposit OR one qualifying bill payment per statement period OR maintain a $1,500+ combined average monthly balance in eligible linked accounts. For a Citi Savings account not linked to a checkless Regular Checking Account: Maintain an average monthly balance of $500 or more.